Care Credit tends to be more lenient and usually approves with a credit score of 620 or higher. However, it’s not impossible to get their dental care credit card if you have a credit score in the 500s. There have been cases where patients have been approved with scores as low as 580.
If you don’t have dental insurance or your plan doesn’t cover the full amount of your treatment. Our office is ready to work with you to come up with the best possible solution for both parties.
For patients over 18 years old, you can apply directly on their website, which only takes a few minutes to complete. You can even fill it out in our office after your treatment. If you’re over 21, you can also apply by phone instead.
Receiving the financial help you need depends on the dental financing options you’re looking at when it comes to bad credit. Care Credit is much more lenient when it comes to approving a medical expense loan. When you have a score that’s less than stellar, your best choice is to work directly with our office. In addition to potential dental discounts, we can also help make your payment plan more affordable.
